If you’re unable to work due to illness or injury, you may be entitled to benefits from your superannuation policy or private life insurance policies.
Physical Or Psychological Injuries
Injury compensation is not limited to physical injury, it also includes claims for psychiatric and/or psychological injuries that can occur from trauma involving bullying, harassment or mental issues arising from a physical injury.
You may be entitled to claim compensation for expenses like:
- Pain and suffering.
- Loss of part & future income.
- Past and future medical expenses.
- Any out of pocket expenses incurred by an injury.
- Interest on past losses.
You May Have Insurance That You Don't Know About
You may have injury and disability insurance that you can claim under your Superannuation Fund, your mortgage insurance or your credit card.
If this is the case, you may be entitled to a lump sum from one of these insurers or you may even be allowed to access your Superannuation savings.
Your illness or injury does not have to be related to your line of work for you to be entitled to early access to your Superannuation.
Don't Assess Your Own Claim
We strongly advise that you don't attempt to assess the validity of your own claim. Seek professional legal advice to ensure that you are not missing out on compensation that you are entitled to claim.
Even if you were partly responsible for your injury occurring or you have been advised that your injury is minor, out expert lawyers can quickly assess your insurance policies and advise you if a claim is worth pursuing.